Matthew Walker

United Home Loans Services, Inc.

Empowering Homeownership: United Home Loan Services, Inc. Paving the Way for Financial Stability 


In the pursuit of homeownership, finding a reliable and knowledgeable mortgage broker, lender, and loan servicer is paramount. United Home Loan Services, Inc. (UHLS) has been serving the Southeastern United States since its establishment in 2006, providing a comprehensive range of mortgage products and personalized services to meet the unique needs of all its clients. Under the ownership and guidance of Billy Howard, the Columbia office will be led by Matthew Walker, a dedicated professional with a passion for helping individuals and families achieve their dreams of homeownership. UHLS stands out in the industry for its commitment to education, community involvement, and unwavering support. In this article, we delve into the story behind UHLS, its exceptional services, and the impact it has on the community it serves. 

A Passion for Service:
Matthew Walker, husband and father, has always been driven by a desire to serve and help people. Matthew has a BS from Lander University, he is a University of South Carolina alumni with an MPH, he also has a background in research and public health. Matthew is an active member of the Army National Guards. So as a first-time homeowner with UHLS, he can really relate to the military community within the Columbia, SC area. With UHLS he discovered an opportunity to combine his knowledge and passion within the mortgage industry. Having personally experienced the challenges and uncertainties of being a first-time homebuyer, Matthew empathizes and prioritizes education, clear communication, and trust-building throughout the home-buying process. By ensuring that his clients are well informed and supported, Matthew empowers them to make confident decisions and navigate the complexities of homeownership. 

Comprehensive Mortgage Services:
United Home Loan Services, Inc. offers a diverse range of mortgage products to cater to the specific needs and financial situations of its clients. Whether it's conventional loans, FHA loans, USDA loans, VA loans, ARM loans, jumbo loans, non-QM loans, investment loans, renovation loans, or construction loans, UHLS has the expertise to guide borrowers through the available options. Furthermore, UHLS recognizes the importance of down payment assistance for some homebuyers and provides programs to help individuals and families access the necessary funds. 

Community Engagement and Support:
Matthew received his first home mortgage from UHLS. Working with Megan Monroe (NMLS#1703764), UHLS Senior Loan Originator, Matthew was inspired to become a loan originator as well. He wanted to help others learn how to make the best decisions on the path to homeownership. 

UHLS understands that a strong community is built on unity and support. With a firm belief in giving back, UHLS actively engages with local organizations and initiatives that contribute to the betterment of the community. Through partnerships with organizations such as Habitat for Humanity, Project Host, Big Brothers Big Sisters, and local schools, UHLS plays an integral role in supporting the resources and opportunities that empower individuals to reach their full potential. 

Success and Client Stories:
The success of United Home Loan Services, Inc. can be attributed to its unwavering commitment to understanding the desires and needs of homebuyers. By leveraging Matthew Walker's personal experiences as a first-time homebuyer. UHLS has created a supportive and educational environment for clients. One heartwarming story involves a client who approached UHLS in desperate need of a home. Through educating the client on the facets of credit reports and her diligent savings, she successfully closed on a house. A year later, she returned to UHLS to sell her current home, utilize the equity to purchase a larger home, and pay off her debt, exemplifying the transformative power of homeownership. 

Looking Ahead:
As UHLS continues to grow and expand its reach throughout the Southeast, Matthew Walker and his dedicated team remain focused on empowering individuals and families to achieve financial stability through homeownership. By leveraging their expertise, commitment to education, and community involvement, UHLS is poised to make a lasting impact on the lives of many more aspiring homeowners. 

United Home Loan Services, Inc. is in the process of building its new office in the heart of the up-and-coming area of West Columbia. 


United Home Loan Services, Inc., under the leadership of Matthew Walker, has emerged as a reliable and client-focused mortgage broker, lender, and loan servicer. With a passion for service, a comprehensive range of mortgage products, and a commitment to community engagement, UHLS is transforming the lives of individuals and families by guiding them toward their homeownership dreams. Through education, support, and a dedication to excellence, UHLS is paving the way for financial stability and empowering its clients to embark on a prosperous future. 

Contact Information:
To learn more about United Home Loan Services, Inc., and the services they offer, please visit their website at You can also connect with Matthew Walker on LinkedIn at or follow United Home Loan Services on Instagram (@unitedhomeloanservices) and Facebook ( 


This article is for informational purposes only and does not constitute financial advice. Potential borrowers are advised to consult with qualified professionals for personalized guidance related to their specific financial situations.

United Home Loan Services, Inc. (NMLS #70641), Alabama (23336), Florida (MBR1609), Georgia (42495), North Carolina (B-163880), South Carolina (MB-0608901), Tennessee, and Virginia (MC5929)
Equal Housing Lender