Rated #1 in Missouri for USDA and FHA loans according to the USDA Rural Development department, Flat Branch Home Loans has the experience and resources to meet all of your home loan needs. Founded by Jim Yankee in 2005, Flat Branch Home Loans was established as an Employee Stock Ownership Plan in 2021. Jim currently serves as Founder and Chairman of the Board for Flat Branch Home Loans, which has developed a well-earned leading presence here in the Midwest. “We started Flat Branch with the vision of creating the best mortgage company. We focus on doing things right, closing loans on time, and hiring only the best people,” says Jim.

“Flat Branch is an employee-owned company that supports its employees with all of the latest products, technology and resources we need to be successful. The clients are #1, and that is exemplified from the top management down,” say Flat Branch Senior Mortgage Bankers Megan Finn and Sherry Burnett. Flat Branch Home Loans also offers cutting-edge tools and resources to make loans easier, faster and more personalized. With in-house underwriting and processing for loan origination operations, you can take your loan from start to finish with Flat Branch.

Megan and Sherry each have over 20 years of expertise within the mortgage industry and strive to serve clients with a loan product that is not only cost-effective, but the best fit for them, making Flat Branch a reliable and respected favorite amongst real estate agents. “We work with real estate agents on a daily basis. They are invaluable referral partners for us. Not only do we work with our agents but the majority are close friends,” say Sherry and Megan.

“We do all types of secondary market lending that includes Conventional, FHA, USDA and VA loans and all of their parts. We also service the majority of our loans, which means the borrowers make their payments directly to Flat Branch,” says Megan. Because no two borrowers are the same, each application process is tailored to the client’s personal goals, aspirations, and unique milestones. While home buyers may start out in a variety of unique circumstances, the Flat Branch team works hard to help each one acquire home ownership. 

Whether you’re a first time homeowner, a veteran, or are interested in refinancing your current home, Flat Branch Home Loans wants to help you reach your goals. They not only want to help you at the beginning of your journey, but pledge to be there for you down the road. For the life of your loan and beyond, you can rely on Flat Branch Home Loans to answer all your questions and offer you outstanding customer service. You can be confident that your loan is expertly managed from start to finish. 

Flat Branch Home Loans is also an organization that enjoys serving their community because it’s their community too. That involvement drives their passion for equipping men and women with the best homebuying experience possible. Whether you have a low down payment or no down payment, have a low income, flexible credit, or need assistance with closing costs, Sherry and Megan can guide you toward options that meet your needs. “It sounds generic but the best part of our job really is helping people. A home is the biggest purchase the majority of people will make in their lifetime. It’s where they raise their families and make memories, so being a part of that is wonderful,” says Megan.